About

Why choose KSDC
At KSDC, we perceive that financial empowerment is a key to breaking social imbroglio and instrumental in ensuring social and economic justice to our customers. Our lending programmes are designed to elevate the target group to this level by offering solutions to their multifaceted investment needs.
How we differ from others
Empowerment
KSDC’s primary objective is to economically and socially empower SC/ST communities. Through financial assistance, entrepreneurial support, and capacity-building schemes, the Corporation helps individuals move from dependence to self-reliance. Initiatives like microcredit, term loans, and skill development training directly enable beneficiaries to build sustainable livelihoods.
Inclusivity
KSDC is committed to ensuring that no member of the Scheduled Caste or Scheduled Tribe community is left behind. The Corporation designs and implements schemes that reach remote, underserved, and underrepresented segments of society—including women, youth, and the families of deceased beneficiaries. By partnering with national-level institutions such as NSFDC, NSKFDC, and NSTFDC, KSDC expands access to financial and developmental opportunities for all eligible individuals, promoting inclusive and equitable growth.
Sustainability
Beyond short-term financial aid, KSDC promotes long-term, sustainable development. Project financing is extended to ventures in agriculture, services, small-scale industries, and education, with a strong focus on creating lasting impact. By fostering economic independence, KSDC contributes to sustainable livelihoods and overall well-being of the people belonging to the target group.
Commitment
KSDC’s decades-long service since 1972 reflects its unwavering commitment to its constitutional and social responsibilities. It has consistently implemented government and corporation-funded schemes with transparency and accountability, ensuring that every rupee benefits the intended communities.
Solidarity
KSDC operates in the spirit of unity and support, recognizing the historical challenges faced by SC/ST communities. It works in close collaboration with government bodies, community organizations, and financial institutions, reinforcing a shared mission of inclusive growth. Through community-focused programs and group-based lending (e.g., SHGs), KSDC promotes collective progress.